Our job is to present your claim for the benefit of you, the insured—not the Insurance Company. Your claim will be measured and documented in accordance with standards required by your policy to affect a claim recovery. Our reputation is undisputed in the Insurance Industry.
MICHAEL RUBIN will work with the Insurance Companies Adjuster to prepare a comprehensive scope of work to repair your property, making sure that you receive everything you are entitled to as outlined in the language of your insurance policy.
MICHAEL RUBIN will prepare a extensive detailed inventory of your contents loss, making sure that every item is identified and counted using the most current pricing available to establish the true replacement value of your claim.
MICHAEL RUBIN will prepare comprehensive claims for business interruption, loss of income, extra expense, loss of rents and/or the loss of use, additional living expense (ALE), and fair rental value.
When to retain Michael Rubin
The most frequent and important mistake made by an insured in the adjustment of a property claim is the failure to retain MICHAEL RUBIN immediately
MICHAEL RUBIN can assist in organizing data and establishing crucial valuation based on your policy language eliminating the possibility of incorrect interpretation.
Very frequently, the insured seeks to avoid paying our modest fee and attempts to adjust the claim on his own. Only after considerable frustration does the insured turn to us to remedy what has become a frightening situation. It would be the same as hiring a Certified Public Accountant after the IRS decides to audit your return. In both instances, a professional can help, but cannot be as effective had he or she been retained prior to any problems developing.
If you choose to retain us immediately, or after the settlement process begins, either way MICHAEL RUBIN can always assist you in protecting your rights as an insured.